Helping you find the right loan for your home.

Loan Types

Fixed Rate Mortgages

Fixed rate loans are available from 30 years down to a 10 year options.


Payment does not change over the life of the loan.


No mortgage insurance options on primary residence loans over 80% loan to value.

No pre-payment penalty.

Adjustable Rate Mortgages

Adjustable rate mortgages available in 5/1, 7/1, and 10/1 ARM’s amortized over a 30 year period (fixed for 5, 7, or 10 years before adjusting).

All option are fully amortized, payment includes principal and interest.

Adjustable rates are typically less expensive than fixed rate options.

FHA Mortgages

VA Mortgages

Cash out up to 85%.

No pre-payment penalty.

Up to 96.5% finacing available.

Easier to qualify.

Streamline options may be available if you are currently in an FHA loan.


Finance up to 100% of the home’s value.

Rates are typically lower than a conventional mortgage.

Qualify with a higher debt to income ratio.

Funding fee and pest inspection my apply (check with RWB Lending for more details).


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