Helping you find the right loan for the purchase of your home.
Purchasing a Home
Purchasing a home is an exciting time. We’re here to educate you on your options, present the process, and execute the transaction. We aim to provide the best experience possible.
Important questions when purchasing a home:
How much will property taxes cost?
How much does homeowners insurance cost?
Are there HOA (Home Owners Association) dues?
Is there Mello-Roos (special assessment) tax?
Is flood insurance required?
Is mortgage insurance required?
Are there additional costs to consider?
Answering these questions will help determine qualification amount, monthly expenses, and avoid surprises during the purchase transaction.
Before starting the home buying process it is essential to determine how much you can afford in purchase price and calculate monthly payments. We assist with this process and provide a pre-approval letter to accompany your offer. A pre-approval letter will make your offer stand out above the rest.